Hawaiʻi term
TMK
Copy the TMK exactly as the county shows it, confirm it matches the property you intend to buy, and still run title, permit, and physical-condition research separately.
Open TMK →Local glossary
The local words that change a Hawaiʻi home decision.
Mainland glossaries skip the words that actually show up in Hawaiʻi listings, disclosures, and county records. These pages explain the term, the official place to verify it, and the Hawaiʻi Home Wise tool that belongs next.
Reviewed September 3, 2026
Use the word, then the record. Use a term page when you need the definition and the research next step—not a legal opinion. Then open the county record or calculator with the actual property facts.
Comparable facts
Hawaiʻi term comparison
These words show up in listings and county records. Each one changes the next research step.
TMKCounty parcel identifier. Useful search key. Not title, survey, or permit proof.
Leasehold vs fee simpleLand right and remaining term can matter more than finish level.
Hurricane deductibleOften a percentage of dwelling coverage, not a small flat copay. Hawaiʻi Insurance Division consumer resources
Lava zonesUSGS map input for Hawaiʻi Island. Not an insurance score. USGS lava-flow hazard information
AOAOHawaiʻi condominium association. Budget, reserves, and master policy are the cost. DCCA resources for condominium owners and prospective buyers
Cesspool vs septicDifferent systems. Listing language is not a design drawing. State cesspool information and resources
Six high-intent terms
Definitions that belong next to a calculator.
Hawaiʻi term
Leasehold vs fee simple
Read the tenure on the deed and condominium documents, then price remaining term, lease rent, renegotiation, and lender treatment before using price per square foot.
Open Leasehold vs fee simple →Hawaiʻi term
Hurricane deductible
Read the deductible as a dollar cash-need problem: dwelling limit × deductible percent, minus any savings you would actually use. Then confirm named-storm definitions and exclusions with a licensed insurer.
Open Hurricane deductible →Hawaiʻi term
Lava zones
Locate the property independently, read the current USGS hazard information, write down the source and date, and ask an insurer and lender what they require. Do not skip that step because a listing looks far from a vent.
Open Lava zones →Hawaiʻi term
AOAO
Request the current budget, reserve study, master-policy declarations, minutes, house rules, and fee schedule. Then model deductible and assessment exposure before ranking buildings by asking price.
Open AOAO →Hawaiʻi term
Cesspool vs septic
Identify the actual system from records and a qualified inspection, then use Hawaiʻi Department of Health wastewater pages for current conversion and support information. Do not price the job from a statewide average.
Open Cesspool vs septic →